Introduction

These Terms of Service (the “Terms”) explain the rules for using Paxalia and related services. They describe the relationship between you (“you” or “User”) and Paxalia (“we”, “us”, or “Company”). By accessing or using the Services you accept these Terms — please read them carefully.

Acceptance of Terms

You accept these Terms by creating an account, clicking an “I agree” checkbox where provided, or otherwise using the Services. If you do not agree, do not use the Services. You must be of the minimum legal age in your jurisdiction (commonly 13 or 16) and legally able to enter into this agreement.

Changes to the Terms

We may update these Terms from time to time. Material changes will be posted with a new “Last updated” date and, where appropriate, we will provide notice to registered users. Continued use of the Services after an update constitutes acceptance of the revised Terms; if you disagree, stop using the Services.

Your Account

You are responsible for keeping your account credentials secure and for all activity that happens under your account. Provide accurate contact information and notify us immediately of any unauthorized use. We may offer optional protections such as two-factor authentication — enable them for extra security.

User Content & Conduct

“User Content” means any text, images, files, comments, or other material you submit. You retain ownership of what you post, but by posting you grant us a license to host and display it as necessary to operate the Services. Use the Service lawfully and do not post content that violates the rights of others or these Terms.

Prohibited Conduct

Do not use the Services to engage in illegal activity, harassment, abuse, uploading malware, scraping without permission, or attempting to access other users’ accounts. This list is representative, not exhaustive — repeated or serious violations may result in account suspension or termination.

License Grant (your right to use the Service)

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to use the Services for your personal or internal business purposes. You may not redistribute, resell, or otherwise exploit the Services except with our prior written permission.

Payments, Subscriptions & Refunds

Key points:

  • Subscriptions auto-renew until canceled; manage billing in your account settings.
  • Fees shown at checkout apply; refunds are provided only as described in our refund policy or as required by law.
  • Third-party payment processors handle billing; disputes should be raised with the processor in addition to contacting us.

Termination & Suspension

We may suspend or terminate accounts for violations of these Terms, illegal activity, or other serious issues. You may cancel your account at any time via account settings. On termination, we may delete or archive data in accordance with our retention policy — see the Privacy policy for details about data deletion and retention.

Disclaimers

The Services are provided “AS IS” and “AS AVAILABLE.” To the extent permitted by law, we disclaim implied warranties, including merchantability and fitness for a particular purpose. Use the Service at your own risk.

Limitation of Liability

To the maximum extent permitted by applicable law, our liability for damages arising from or related to these Terms is limited (for example, to amounts you actually paid in the prior 12 months, or a nominal floor such as $100). We are not liable for indirect, incidental, special, consequential, or punitive damages except where required by law.

Indemnification

You agree to defend, indemnify, and hold us harmless from claims, damages, losses, and expenses (including reasonable legal fees) arising from your breach of these Terms, your User Content, or your violation of law.

Governing Law & Disputes

These Terms are governed by the laws of [State/Country]. Disputes will be resolved in the courts located in [City/County], unless the parties agree to arbitration or a different forum where required by law. Consumers should check local mandatory protections which may override choice-of-law provisions.

Privacy & Data

Our Privacy Policy explains how we collect, use, and share personal data. By using the Services you agree to those practices. For information on data deletion, retention, or data subject requests, see the Privacy Policy or contact our privacy team.

Feedback & Feature Requests

If you submit ideas, suggestions, or feedback, you grant us a perpetual, irrevocable, royalty-free license to use, modify, and incorporate that feedback without obligation to you. We appreciate suggestions but cannot promise individual implementation.

Miscellaneous (boilerplate)

These Terms, together with referenced policies (Privacy Policy, Acceptable Use Policy), form the entire agreement between you and us. If a provision is found unenforceable, the remainder of the Terms stays in effect. We may assign or transfer rights as needed.